No Money to Cultivate Immortality?
Xianxia
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Martial arts
,
Sci-fi
,
Action
,
Fantasy
,
Romance
,
School life
,
Shounen
,
Supernatural
,
Comedy
Chinese Novel
No Money to Cultivate Immortality?
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SUMMARY
Follow No Money to Cultivate Immortality? by Bear Wolfdog. Browse its Xianxia chapters, latest updates and reading information on FreeWebNovel.Net.
Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a Mana Loan with 29.9 % karmic interest.
Spirit-root transplants come with payment plans, breathing techniques are locked behind paywalls, and your first meridian won’t open unless you swipe a “QiCard.”
That’s the brutal marketplace Zhang Yu wakes up to after his soul is shoved into the body of a penniless high-schooler—one already drowning in soul-devouring debt.
With only thirty days before the collectors start carving repayments from his flesh, Zhang Yu must monetize every heartbeat just to stay alive.
He livestreams back-alley sparring matches, peddles black-market talismans between classes, and negotiates mid-fight sponsorship deals to afford tomorrow’s cultivation pills.
Yet the higher he claws—from broke freshman to headline-making “High-School Saint”—the more he uncovers the engines grinding his classmates into golden dust: predatory fintech sects, exam-hall death matches, and an influencer economy that feeds on shattered dreams.
If you’ve ever felt the squeeze of tuition bills or the rush of a last-second power-up, Zhang Yu’s frantic hustle through monetized immortality will feel all too hilariously—and terrifyingly—familiar.
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Original description:
Elder: “Do you seek revenge?”
Young Man: “I've been repeatedly humiliated by powerful cultivators, treated as trash by my Master. How could I not want revenge?”
The Elder patted the Young Man's head and sighed, “Good child, I shall impart cultivation to you."
The Young Man gasped, “Senior! How can this be?”
The Elder extended his hand: “Give me your phone.”
The Young Man watched the changes on his phone, shocked: “Senior! Where did this hundred years of cultivation come from?”
The Elder smiled faintly: “Good child, this is your reserve cultivation from the Heavenly Court. You can draw upon it instantly whenever needed, so you'll never be insulted again.”
The Young Man frowned: “Isn't this... a Mana Loan? I'm afraid”
Elder: “The Heavenly Court is a major platform. New users borrowing 100 years of cultivation get 30 days interest-free, and the daily interest is as low as half a day's cultivation—less than a full cycle of your meditation!”
...
Zhang Yu snorted coldly and closed the advertisement above.
6 Latest Chapters
Chapter List
- Chapter 401: Cutting Down on Artifact Refinement Costs
- Chapter 402: A Busy Zhang Yu
- Chapter 403: Students of the Artifact Refinement Department
- Chapter 404: A Fortuitous Encounter
- Chapter 405: The Mysterious Zhang Yu
- Chapter 406: Pharmaceutical Assembly Line
- Chapter 407: Ten Thousand Techniques Ascend, Cultivation Drug Trials
- Chapter 408: For Zhang Yu, the Artifact Spirit
- Chapter 409: Lian Tianji
- Chapter 410: The Cult
- Chapter 411: Superior Martial Saint Body (88)
- Chapter 412: How Many Vocational Students for One Shot?
- Chapter 413: The Big Transaction
- Chapter 414: Martial Saint Body and Taiyi Liquid Gold Pill
- Chapter 415: Golden Armor Warrior
- Chapter 416: Magnetic Incarnate
- Chapter 417: Rapid Progress, Foundation Establishment Limit, Snatching Food
- Chapter 418: Artifact Refinement Exam
- Chapter 419: The Allure of the Artifact Refinement Department
- Chapter 420: Sophomore Final Exams
- Chapter 421: Unleashing Their Powers
- Chapter 422: Finals End, Overnight Fortune
- Chapter 423: The Subtle Power of the Small Threefold Harmony
- Chapter 424: The Military Certificate Exam Begins
- Chapter 425: Surging Nectar Coin
- Chapter 426: Tower Defense?
- Chapter 427: Earthworks and Folk Customs, Relentless Onslaught
- Chapter 428: Showcasing Divine Powers, Breakthrough Amid Battle
- Chapter 429: Divine Lord’s Grand Wedding
- Chapter 430: Who Can Defeat Me?
- Chapter 431: Waging War Against Heaven and Earth
- Chapter 432: The Outcome Is Clear
- Chapter 433: Expert Commentary
- Chapter 434: Reporting to the Heavenly Court
- Chapter 435: Couldn’t Help But Hum
- Chapter 436: Mentor Selection and Future Path
- Chapter 437: Signing the Contract
- Chapter 438: Military License Results Announced
- Chapter 439: Don’t Spread the News Around
- Chapter 440: Issuance of the Military License
