No Money to Cultivate Immortality?
Xianxia
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Martial arts
,
Sci-fi
,
Action
,
Fantasy
,
Romance
,
School life
,
Shounen
,
Supernatural
,
Comedy
Chinese Novel
No Money to Cultivate Immortality?
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SUMMARY
Follow No Money to Cultivate Immortality? by Bear Wolfdog. Browse its Xianxia chapters, latest updates and reading information on FreeWebNovel.Net.
Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a Mana Loan with 29.9 % karmic interest.
Spirit-root transplants come with payment plans, breathing techniques are locked behind paywalls, and your first meridian won’t open unless you swipe a “QiCard.”
That’s the brutal marketplace Zhang Yu wakes up to after his soul is shoved into the body of a penniless high-schooler—one already drowning in soul-devouring debt.
With only thirty days before the collectors start carving repayments from his flesh, Zhang Yu must monetize every heartbeat just to stay alive.
He livestreams back-alley sparring matches, peddles black-market talismans between classes, and negotiates mid-fight sponsorship deals to afford tomorrow’s cultivation pills.
Yet the higher he claws—from broke freshman to headline-making “High-School Saint”—the more he uncovers the engines grinding his classmates into golden dust: predatory fintech sects, exam-hall death matches, and an influencer economy that feeds on shattered dreams.
If you’ve ever felt the squeeze of tuition bills or the rush of a last-second power-up, Zhang Yu’s frantic hustle through monetized immortality will feel all too hilariously—and terrifyingly—familiar.
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Original description:
Elder: “Do you seek revenge?”
Young Man: “I've been repeatedly humiliated by powerful cultivators, treated as trash by my Master. How could I not want revenge?”
The Elder patted the Young Man's head and sighed, “Good child, I shall impart cultivation to you."
The Young Man gasped, “Senior! How can this be?”
The Elder extended his hand: “Give me your phone.”
The Young Man watched the changes on his phone, shocked: “Senior! Where did this hundred years of cultivation come from?”
The Elder smiled faintly: “Good child, this is your reserve cultivation from the Heavenly Court. You can draw upon it instantly whenever needed, so you'll never be insulted again.”
The Young Man frowned: “Isn't this... a Mana Loan? I'm afraid”
Elder: “The Heavenly Court is a major platform. New users borrowing 100 years of cultivation get 30 days interest-free, and the daily interest is as low as half a day's cultivation—less than a full cycle of your meditation!”
...
Zhang Yu snorted coldly and closed the advertisement above.
6 Latest Chapters
Chapter List
- Chapter 81: Blood-Drenched Battle
- Chapter 82: Storm and Fury
- Chapter 83: Broke, Final Four Fight
- Chapter 84: Back-Dragon, Mountain-Toppling Grip
- Chapter 85: The Final Two
- Chapter 86: The Most Powerful Move
- Chapter 87: Champion
- Chapter 89: Cultivation Techniques and Development
- Chapter 91: Level 10, Side Hustle
- Chapter 88: Song Hailong Wants Me as His Coach
- Chapter 92: Side Hustle and Social Media
- Chapter 93: Transplantation
- Chapter 90: Competition Slot
- Chapter 94: Competition and Sponsorship
- Chapter 95: Filming, Disciplining He Dayou
- Chapter 96: Negotiating With the Evil God
- Chapter 97: The Dark Tutoring Underground
- Chapter 98: The Dark Side of Kunxu
- Chapter 99: Quick-Mastery Martial Arts
- Chapter 100: The Dark Studies Gang and the Trial Lesson
- Chapter 101: Lessons From an Elite High School
- Chapter 102: Zhang Yu’s Secret
- Chapter 103: Zhang Yu's Temptation
- Chapter 104: Preparation, Dropping the Class
- Chapter 105: What Just Crawled In?
- Chapter 106: Borrowing Ah-Zhen’s Spirit Root
- Chapter 107: Yuzi, I’ve Decided Not to Rent!
- Chapter 108: Zhang Yu, Level 4.95
- Chapter 109: Body Strength Rankings
- Chapter 110: Agility
- Chapter 111: Here to Borrow Money Like a Bro?
- Chapter 112: A Battle of Speed
- Chapter 113: Challenging Yu Xinghan
- Chapter 114: Victory and Defeat
- Chapter 115: Pre-Match Breakthrough, Sky Pillar
- Chapter 116: Brewing
- Chapter 117: Holding Up the Sky
- Chapter 118: The Strongest Power!
- Chapter 119: A Peerless Genius
- Chapter 120: Spokesperson
