No Money to Cultivate Immortality?
Xianxia
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Martial arts
,
Sci-fi
,
Action
,
Fantasy
,
Romance
,
School life
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Shounen
,
Supernatural
,
Comedy
Chinese Novel
No Money to Cultivate Immortality?
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SUMMARY
Follow No Money to Cultivate Immortality? by Bear Wolfdog. Browse its Xianxia chapters, latest updates and reading information on FreeWebNovel.Net.
Enlightenment used to mean seclusion in a mist-wreathed cave. In Kunxu City, it means taking out a Mana Loan with 29.9 % karmic interest.
Spirit-root transplants come with payment plans, breathing techniques are locked behind paywalls, and your first meridian won’t open unless you swipe a “QiCard.”
That’s the brutal marketplace Zhang Yu wakes up to after his soul is shoved into the body of a penniless high-schooler—one already drowning in soul-devouring debt.
With only thirty days before the collectors start carving repayments from his flesh, Zhang Yu must monetize every heartbeat just to stay alive.
He livestreams back-alley sparring matches, peddles black-market talismans between classes, and negotiates mid-fight sponsorship deals to afford tomorrow’s cultivation pills.
Yet the higher he claws—from broke freshman to headline-making “High-School Saint”—the more he uncovers the engines grinding his classmates into golden dust: predatory fintech sects, exam-hall death matches, and an influencer economy that feeds on shattered dreams.
If you’ve ever felt the squeeze of tuition bills or the rush of a last-second power-up, Zhang Yu’s frantic hustle through monetized immortality will feel all too hilariously—and terrifyingly—familiar.
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Original description:
Elder: “Do you seek revenge?”
Young Man: “I've been repeatedly humiliated by powerful cultivators, treated as trash by my Master. How could I not want revenge?”
The Elder patted the Young Man's head and sighed, “Good child, I shall impart cultivation to you."
The Young Man gasped, “Senior! How can this be?”
The Elder extended his hand: “Give me your phone.”
The Young Man watched the changes on his phone, shocked: “Senior! Where did this hundred years of cultivation come from?”
The Elder smiled faintly: “Good child, this is your reserve cultivation from the Heavenly Court. You can draw upon it instantly whenever needed, so you'll never be insulted again.”
The Young Man frowned: “Isn't this... a Mana Loan? I'm afraid”
Elder: “The Heavenly Court is a major platform. New users borrowing 100 years of cultivation get 30 days interest-free, and the daily interest is as low as half a day's cultivation—less than a full cycle of your meditation!”
...
Zhang Yu snorted coldly and closed the advertisement above.
6 Latest Chapters
Chapter List
- Chapter 241: Director Wang Is a Good Man
- Chapter 242: The Beginning of a Major Upheaval
- Chapter 243: Wealthy Zhang Yu
- Chapter 244: Zhang Yu’s Outdated Thinking
- Chapter 245: Life of Wealth, Martial Saint Embryo
- Chapter 246: Learning to Adapt, Sectual Strife
- Chapter 247: Endure
- Chapter 248: Pushed Past the Breaking Point
- Chapter 249: Pre-Military Grade
- Chapter 250: Come Forth, My Backup Potential! Help Me Establish My Foundation!
- Chapter 251: Acquiring the Heavenly Spiritual Root
- Chapter 252: Zhang Yu Reaches Foundation Establishment
- Chapter 253: The Gap Between Qi Refinement and Foundation Establishment
- Chapter 254: Total Annihilation
- Chapter 255: Peerless Overlord Fist
- Chapter 256: Showdown With Director Wang
- Chapter 257: Pre-Battle Power-Up
- Chapter 258: Solo Showdown Against Wang Yin
- Chapter 259: Spark Guidance, Battle in the Nine Heavens
- Chapter 260: The Defeat of Wang Yin
- Chapter 261: The Zhang Yu Effect
- Chapter 262: Is the Sacrificial Oxheart Technique the Censored Version?
- Chapter 263: The Complete Sacrificial Oxheart Technique
- Chapter 264: Oasis Spoils and Reward Selection
- Chapter 265: Chronoshade Demon Eyes
- Chapter 266: Help from Xinghuo Zhenren
- Chapter 267: Zhang Yu's Spirit Vein Access Pass
- Chapter 268: The Zhou Family’s Evil God, The Final Sprint Before the Exam
- Chapter 269: Zhang Yu’s Rare Treasure, Sister Reaches Out
- Chapter 270: Fleeting Moments of Bliss
- Chapter 271: Yuzi and I Are the Best in the World
- Chapter 272: Journey to the Second Floor of Kunxu
- Chapter 273: Fu Ji Levels Up, Clears Floor Two
- Chapter 274: Bai Zhenzhen: I’ll Provide for You
- Chapter 275: The Agreement with Bai Zhenzhen
- Chapter 276: Reunion With Zhang Pianpian
- Chapter 277: Foundation Class
- Chapter 278: University Rankings
- Chapter 279: Terrible Talent, Backed by Connections
- Chapter 280: University Saint Body—Who Dares Cross Me?
