Darkstone Code

Chapter 1478: Chapter 1476: I Chickened Out

Human destiny is indeed interesting.

One moment you might be envisioning the future, and the next, that future is crushed into pieces by a much larger hand!

Given his current status as the head of loan business at the Lemar National Bank, he is standing atop the heads of eighty-five percent of this country’s people, with the slightest chance of becoming the one standing on the heads of ninety percent!

But at this very moment, he has lost the opportunity.

Those who work in banks know well that once a run occurs and the bank is unable to provide funds, bankruptcy is the least of the worries!

The Lemar National Bank is no ordinary bank, half of its shares are in the hands of the Lemar government, though its share distribution would never plainly reveal this.

People will see some individuals they’ve never heard of owning these shares, and most of these individuals usually have a notable family relative.

Direct relatives, like fathers, mothers, grandparents, or uncles and nephews.

Once the bank goes bankrupt, these people would not just simply accept it; they would vent their anger.

Therefore, no matter what, the mid and upper levels of the bank would ultimately become the scapegoats of this disaster, even the President of the bank would be a sacrifice.

When someone needs to sacrifice for certain matters, there must be someone significant, so people can feel that sense of epic in those times.

The head of the loan business had already reached complete despair, with nothing but darkness in the future!

Yet at that moment, the person who plunged him into despair also lit a fire of hope for him amidst the desolation of despair!

"If the Lemar National Bank fails to pay its depositors’ withdrawal requests and goes bankrupt, I will proceed to acquire this bank," Lynch pulled a cigarette from his pocket and tossed one to the head of the loan business.

An individually wrapped cigarette he had seen at a private party, where those in their twenties or even teens, ninety-five percent of whom had names no one had heard of, but they and the people behind them controlled the most crucial wealth and power of this island country.

At that party, the head of the loan business had seen the same cigarettes Lynch tossed him, it was said that each cigarette cost hundreds of Yares!

He had since forgotten the taste of that cigarette, nor was he a particularly heavy smoker, but at this moment, his slightly trembling hands tore at the packaging, shoved the cigarette into his mouth, and lit the lighter.

Inhaling deeply, smoke surged into his mouth through the filter, he could feel that smoke!

That smoke was like... a substance, flowing down his throat into his lungs!

The next second, his brain started secreting dopamine, his hand, which was trembling with tension, stabilized.

As if the entire person relaxed after a deep draw of the cigarette.

This is the charm of cigarettes!

Meanwhile, Lynch’s last words also entered the thought sequences in his brain, extracting key information from them.

Looking at Lynch, he asked uncertainly in a low voice, "Mr. Lynch... are you sure you want to acquire the Lemar National Bank?"

In his eyes, this was almost an impossible task; Lemar does have a small population and an underdeveloped economy, but a bank is a bank, and this one is a national bank with currency issuance rights.

Acquiring this bank would at least require a consortium action or state action; it shouldn’t be a personal action.

After asking, the head of the loan business fell into silence, thinking he had asked a very stupid question, certain it was not Lynch’s own idea.

Sometimes when facing a god, you shouldn’t use your inherent thinking to speculate on the outcome of every conversation.

Lynch nodded, "Why not?"

A subtle change appeared on the face of the head of the loan business, even wanting to laugh, "Do you know how much it costs to acquire a national bank?"

Lynch shook his head, "I don’t know, but I do know that my last order with the Federation Government had a total amount exceeding two billion Federation Sol..."

More than a hundred billion Yares!

In less than a second, the head of the loan business calculated this figure, slowly widening his mouth!

He couldn’t comprehend!

He couldn’t understand what kind of business could be worth so much, and judging by Lynch’s expression and demeanor, the order seemed nothing special in his eyes!

And this circled back to the original question, before the bank loaned to Lynch, they assessed some assets Lynch provided, discussing one issue at the time—

"How much money does this Lynch actually have?"

Now, this figure of more than a hundred billion Yares didn’t give the head of the loan business a comprehensive impression of Lynch’s wealth, but rather became more mystified by Lynch’s richness, more difficult to see through!

If this was merely one order, were there orders in the past, would there be orders in the future, and besides the Federation Government, does he have business dealings with others?

Do his other companies make money?

How many companies does he own?

A stone surfaced from the water, the head of the loan business no longer dared assume it is just a stone, it might also be the tip of a mountain, and this mountain had revealed only a little!

About two or three minutes later, the cigarette in the head of the loan business’s hand was smoked, he had never before smoked such a good cigarette in his life, the final puff, the heat from the ember made the cigarette butt somewhat soft.

Only now did he stub the cigarette out in the ashtray.

"Enough..."

Lynch nodded with satisfaction, "When I acquire this bank, I will open it in the Federation..."

Simple dialogue, no threat, no intimidation, no violence, Lynch just sat on the sofa and said a few words, gradually turning the heart of the head of the loan business towards Lynch, towards the Federation, until the end!

"Mr. Lynch... what can I do for you?" he said with a smile.

The head of the loan business is the only university graduate in Lemar, while his aunt’s lover is the mayor of a large city, and behind this mayor stands a great family.

The ability and nepotism were the real reasons for his success.

He did not feel ashamed of his aunt being someone else’s mistress and using that relationship to pave his way.

There is nothing to be ashamed of, he knew this well, only the humble feel ashamed!

Therefore, when he made decisions, he was very decisive; if Lynch acquired the national bank, it would appease his legal issues.

Besides, if the Lemar Government allows Lynch to do so, there must be a reason!

You must know that the Lemar National Bank has currency issuing rights, and the government would not permit its acquisition by foreigners unless...

Combining with some maneuvers Lynch made before, some maneuvers the Sovereign Party made, and the joint fleet outside the sea, would it be hard to make such a decision?

Adults don’t have it easy, there is no need to be so stubborn, as stubbornness doesn’t change anything.

In fact, Lynch didn’t need this head of the loan business to do anything for him, he just wanted him to let the bank loan out some money to those who needed help when they applied for loans...

That night, the President sent people to contact Lynch, but couldn’t reach him, and early the next morning went to the hotel to block Lynch, only to be told Lynch had gone out to inspect the construction site.

For three consecutive days, Lynch did not appear, resulting in many onlooking workers joining the public opinion army condemning the Grand President.

No matter how the Grand President explained, this issue couldn’t be explained away.

Why was everything fine initially, but once the people appointed by the Grand President went, all the construction sites stopped working?

The Grand President couldn’t explain clearly, tried finding Lynch to explain, but Lynch was nowhere to be found, fueling his anger.

Adding to his anger, the diplomat, Peng Jieao, who proposed this suggestion, had no better solution.

Their original idea was to find excuses to delay Lynch’s project today, to delay it tomorrow, making it hard for him.

But just as they raised their hand, the other side fell down, now, no words would help.

These angry workers were convinced it was all the Grand President’s fault!

In fact, whether in Lemar or in the Federation.

What angers workers the most are issues related to their jobs!

In an effort to find Lynch, the Grand President had sent out all the people he could, while also promising the public that it won’t take long before new orders come in and everything returns to how it was...

Alongside him, another person had a headache—the President of the Lemar National Bank. He summoned the head of the loan business to his office.

He usually liked sitting in his wide chair, sinking deep into it for a sense of secure reliance, preferring to sit while others stood.

But today, he stood up directly.

"What craziness are you up to?"

The moment the head of the loan business entered, he roared loudly for the first time in his career!

His eyes were bulging, nearly falling out; if not for his trusted liaison informing him that the bank’s total cash was less than five percent of total deposits, he wouldn’t have known that in the past few days, over ten thousand loans had gone out!

As the President with the greatest authority, he quickly learned the cause—

The bank’s upper management in charge of loan business had sent messages to the branches, allowing them to resume personal or business loan applications, and hinting they should expedite the process.

Generally, bank loan approvals are done in two steps: the first is to sort out the process, understand why you need a loan, where the money will go, how much you need, the interest rate, and when you will repay it.

The second step is to ascertain whether the loan has collateral, and whether the ownership of the collateral is clear or not.

Then, the disbursement follows.

This process could normally take about a week, but under the bright or hidden hint of the loan business’s head, this process got accelerated...

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