Chapter 84: Chapter 70: Borrowing Money

The two chatted for a few more moments before hanging up.

Lin Yi leaned against the headboard, his brow deeply furrowed.

His mind kept replaying Zhou Meng’s attempted kidnapping.

The Zhou family was prominent and naturally attracted trouble. As one of Yang City’s most well-known wealthy families, it wasn’t surprising that some desperados would target them, hoping to kidnap Zhou Meng for ransom.

But a faint sense of unease rose in Lin Yi’s heart.

He wasn’t worried about ordinary kidnappers. Instead, he was worried that this was all aimed at him.

Yan Hao!

Ever since that guy had miraculously escaped the Public Security Bureau’s dragnet, he had vanished as if from the face of the earth. There hadn’t been any news of him since.

Lin Yi hadn’t initially taken this Second-Grade Martial Artist seriously.

With his current Cultivation speed, it wouldn’t be long before his Qi and Blood and overall strength could crush his opponent. Killing Yan Hao with a single punch would be a simple matter. For that reason, he hadn’t considered him a serious threat.

However...

’But what if?’

’What if Yan Hao, afraid to attack me directly because of Zhang Quan’s constant protection, decided to go after the people around me instead?’

Lin Yi didn’t have many friends.

When it came to real friends, there were only Luo Qian and Zhou Meng.

Both of them were rich kids with bodyguards from their families, so it would be difficult for Yan Hao to succeed.

’But what if Yan Hao gets desperate? What if, to force my hand, he does something even more drastic?’

Once the thought took root, it clung to him like a flesh-eating maggot, and a wave of dread and fear washed over him.

’This is a massive hidden threat!’

"This won’t do!"

A cold gleam flashed in Lin Yi’s eyes.

He made a decision.

’During this winter break, I’ll use the free time to find Yan Hao and deal with him for good. I need to be able to focus completely on my Cultivation, without any external threats looming over me!’

With a thought, he summoned the system panel that only he could see:

[Host]: Lin Yi.

[Rank]: First-Grade Martial Artist.

[Qi and Blood]: 275.44/275.44.

[Bone Tempering]: 22 (100%), 1 (12%), 187 (0%).

[Spirit]: 1.0

[Spiritual Essence]: Spiritual Nose, Kidney Water.

[Realm]: First Grade Wave Intent.

[Techniques]: Water Source Spear (First Grade Mental Realm Level), Basic Spear Arts (Control Level), Basic Collapsing Fist (Control Level).

...

[Avatar]: Shadowless Blood Mosquito.

[Level]: LV13 (First Grade).

[Experience Points]: 2816/3000.

[Abilities]: Blood Sucking (First Limit Break), Paralysis (First Limit Break), Concealment LV7 (212/700), Flight LV10 (138/1000), Tracking LV8 (306/800), Iron Body LV1 (21/100).

Before going to the Thunder Arena, he had already completed the Refinement of 18 torso bones.

Later, using the million-dollar prize money from the arena and the resources his Mosquito Avatar had tirelessly gathered in the wild, he successfully completed the Refinement of another four torso bones.

Bringing the total to 22.

His Qi and Blood had also soared to 275 as a result.

Yan Hao was a Second-Grade Martial Artist, one rank higher than him.

But when his opponent was at First Grade, he had refined his lower limb bones, and lower limb bones provided a much smaller increase to total Qi and Blood than torso bones.

According to the Public Security Bureau’s previous speculation, Yan Hao’s Qi and Blood was around 350.

Although Lin Yi’s Qi and Blood value was nearly 80 lower than his opponent’s, he had refined his torso bones—the core of his strength—meaning each point of his Qi and Blood packed more of a punch. Plus, he had recently comprehended the First Grade Wave Intent.

The power of this Realm was enough to dramatically increase his attack’s penetration and cumulative damage in a fight, giving him a real chance to compensate for his disadvantage in Qi and Blood.

But...

After all, Yan Hao was a ruthless and experienced desperado.

In a life-and-death battle, there was no room for luck.

A gap of 80 in Qi and Blood, plus whatever trump cards the opponent might have, still presented a considerable risk.

"It’s not enough! Not safe enough!"

Lin Yi clenched his fists, his eyes sharp.

’If I’m going to make a move, I need to be absolutely certain of the outcome! It has to be a complete beatdown! I can’t give him any chance to turn the tables or escape!’

Increasing his Qi and Blood was the most direct and effective method at the moment!

Thinking of this, Lin Yi no longer hesitated and dialed Luo Qian’s communicator again.

"Hello? Lin?" Luo Qian’s voice quickly came through, tinged with confusion. "Don’t tell me. I just finished talking you down, and now you want me to help you return the gift? I really can’t do it, man. Even I’m not shameless enough to ask!"

He thought Lin Yi was still agonizing over the Martial Arts Uniform.

"It’s not about the gift," Lin Yi cut him off, his tone serious. "It’s something else. I need your help."

On the other end of the line, Luo Qian clearly breathed a sigh of relief.

"Hah, as long as it’s not that! You scared me! What is it? Just say the word! I’d go through fire and water for you, bro!"

Lin Yi took a deep breath and said, "How much cash can you get your hands on right now? Can you... lend me some money?"

Luo Qian was a rich second-generation kid from an extremely wealthy family; he definitely wasn’t short on cash.

No matter how tight his Cultivation resources had been in the past, Lin Yi had never asked for this.

He knew all too well that once borrowing money got involved between friends, the relationship could easily turn sour.

But the current situation was forcing his hand. To increase his strength as quickly as possible and eliminate the threat, he had to set aside his principles.

The other end of the line went silent for a second, then Luo Qian’s exaggerated, joyous shout erupted.

"Holy shit! Lin! You finally asked! Do you have any idea how long I’ve been waiting for this day? I’ve waited so long the flowers have wilted and bloomed again! Hahaha! Go on, how much do you need? This young master is so poor all I have is money!"

His tone made it sound as if Lin Yi borrowing money was doing him a massive favor.

Lin Yi was a bit exasperated by his reaction, but his tone remained firm. "The more, the better! I need it urgently!"

"The more, the better?" Luo Qian paused, his voice turning probing. "Are you... finally signing a long-term sponsorship contract with my family? Planning to sell yourself?"

Then he immediately answered his own question.

"Ah, forget it, pretend I didn’t ask! I know your personality. You’re used to being free and definitely wouldn’t want to be tied down by a contract."

"If you don’t sign, I don’t have the authority to touch the family’s main cash flow. I can only use my own personal stash..."

He seemed to be counting on his fingers on the other end.

"Hmm... the New Year’s money I’ve saved, allowance, and what I’ve earned from some small investments... all told, it’s about twelve million or so! Is that enough? If not, I can try to squeeze out some more..."

Lin Yi: "..."

Even with his firm willpower, he was still shaken by the casual sum of Luo Qian’s "New Year’s money."

Twelve million!

That was enough for an ordinary family to live on for several lifetimes!

’Casual flexing is the deadliest kind!’

This casual air of flexing really wasn’t something just anyone could pull off.

"That’s enough! Lend me the whole twelve million," Lin Yi said in a low voice, then added solemnly, "I’ll pay you interest."

"Hey! Why bring up interest! With our relationship, talking about money just hurts our friendship!" Luo Qian said dismissively.

"Business is business. We have to include interest," Lin Yi insisted on this point.

"Fine, fine, I can’t win against you! Send me your account number, I’ll transfer it right away!" Luo Qian hung up, exasperated.

Almost simultaneously, Lin Yi’s communicator buzzed with a text notification from his bank.

Twelve million, on the dot, had been deposited.

Without the slightest hesitation, Lin Yi immediately opened his wrist communicator and entered the largest online marketplace for Martial Artist resources.

His fingers moved rapidly.

Search, select, order!

He unhesitatingly went all-in with the twelve million!

He bought nothing but Bone Tempering Pills!

One thousand two hundred of them!

Order confirmed!

Looking at the words "Payment Successful" on the screen, Lin Yi’s gaze became incredibly sharp.

The moment the Pills arrived would be the moment his Qi and Blood skyrocketed!

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