This Bad Luck is Awesome!

Chapter 104: Chapter 91: Xia and Pan Zhi’en, Chen Mo’s Repayment

It also had the handler’s personal seal.

In other words, he just needed to take this check to the bank to cash it and he’d receive 5.5 million in cash.

Thankfully, the lottery center’s account was also with the Bank of China. Otherwise, he would have had to go to another bank to open an account.

It saved him a bit of trouble.

"Let’s take a picture together. We need it for our work report."

The staff member proposed taking a photo with Chen Mo.

And thoughtfully handed him a disposable medical-grade surgical mask.

"Okay."

Seeing how considerate they were, Chen Mo certainly wasn’t going to refuse.

Soon, Chen Mo put on the mask, held up the check, and took a photo with the staff member.

"Thank you for your support of our work."

After thanking Chen Mo, the staff member went to get busy.

Chen Mo also planned to leave, intending to go to the bank next to cash the check.

The check was non-bearer, so if he accidentally lost it, it would be a huge hassle.

"Go on to the bank, young man. I’ll head back on my own."

Old Liu knew Chen Mo had to go to the bank, so he offered to head back by himself.

"Thanks, Boss Liu."

Chen Mo said with a smile.

"Don’t mention it."

Old Liu waved, then left by himself, his large potbelly leading the way.

After Old Liu left, Chen Mo also walked out of the lottery center and drove toward the Bank of China.

He arrived at the same Bank of China branch where he had transferred money to his parents last time and found that quite a few people were there for service.

There were long lines at several of the service windows.

’But I don’t have to wait in line.’

Chen Mo smiled and went straight to the VIP area.

"Hello, I’m here for some banking."

Chen Mo said to the teller with a slight smile.

"Hello, sir. Are you a private banking client?"

the teller asked him politely.

"Yes."

Chen Mo handed over his bank card.

The teller quickly checked and confirmed that Chen Mo was indeed a private banking client.

She immediately stood up, bowed slightly, and respectfully returned Chen Mo’s bank card with both hands.

"This way, please. Our manager will personally assist you."

She gestured for him to follow and led Chen Mo into her manager’s office.

At that moment, the people waiting in line for service saw Chen Mo being ushered in without queuing and couldn’t help but question it.

"Why doesn’t he have to wait in line?"

someone couldn’t help but ask.

"Private banking clients don’t have to wait in line. They enjoy exclusive one-on-one service."

A teller patiently explained to the crowd.

"What are the requirements to be a private banking client?"

Someone was curious. No lines plus one-on-one service sounded very prestigious.

"You must maintain a monthly average daily balance of over 6 million yuan in your bank account."

the teller explained with a polite smile.

Hearing this, everyone fell silent.

No one questioned it anymore.

million.

Even here in Modu, someone with over 6 million in their bank account was considered wealthy.

After all, the assets of many wealthy people in Modu were tied up in real estate.

Inside the manager’s office, Chen Mo was unaware of the situation in the lobby.

He had previously received a call from the bank informing him that he had been upgraded to a private banking client.

To him, it just meant he didn’t have to wait in line when he came to do some banking.

’How many times a year would I even come here?’

So he hadn’t paid it much mind, not expecting to make use of it so soon.

"Mr. Chen, I never expected that you were the one who won the first prize in Modu last night. Congratulations."

The manager politely congratulated Chen Mo.

"Thanks. Please help me transfer the prize money directly into my account."

Chen Mo said with a smile.

"Of course. Please have a seat and wait a moment while I process this for you. Xiaoli, please bring Mr. Chen a cup of tea."

After speaking politely to Chen Mo, the manager called out to the teller who had just brought him in.

Then, the manager personally handled his transaction.

"Mr. Chen, your tea."

Xiaoli also brought him a cup of tea.

"Thank you."

Chen Mo took the cup and nodded at her in acknowledgment.

A few minutes later.

*DING~*

"Your debit card account 1234, on... received a deposit of RMB 5,500,000.00. Current balance: 17,723,546.32 yuan."

Chen Mo’s phone chimed. He saw the text message confirming the prize money had been deposited.

Including the prize money, the cash in his bank account alone was now close to 18 million.

’One step closer to intermediate financial freedom.’

"Mr. Chen, your transaction is complete."

the manager said to Chen Mo with a smile.

"Thanks."

Chen Mo took his card and got up to leave.

"Mr. Chen, let’s add each other on WeChat. Our bank gives small gifts to private banking clients during the holidays, and we’ll need to contact you then."

The manager took out his phone and proactively asked to add Chen Mo on WeChat.

"Okay."

Chen Mo naturally wouldn’t refuse.

After adding him on WeChat, Chen Mo left the bank.

Although everything went smoothly without wasting much time, it was already 11:00 AM by the time he got home.

Only then did he have a moment to check the stock market.

As expected, Ruisheng Pharmaceutical was rising steadily.

Ruilin Innovation had hit its limit down.

Hongyin Jingtong had hit its limit down.

He also saw news reports saying that Hongyin Jingtong would likely be delisted.

After all, with Ai Yikun’s downfall, Hongyin Jingtong’s foreseeable revenue and performance would be cut in half.

Its stock price had hit the limit down for consecutive days, with no hope of recovery in sight.

The actual controller was under investigation for suspected tax evasion.

With all these debuffs stacked against it, it was basically headed for a forced delisting.

Once it was forcibly delisted, the institutions and retail investors who had bought the company’s stock would suffer truly miserable losses.

’Just a few days ago, it was riding high and everyone was optimistic, but now it’s facing a forced delisting...’

Chen Mo couldn’t help but shake his head, feeling a bit wistful.

*DING~*

"Hongyin Jingtong is going to be delisted, hahaha."

Just then, a message came in from Pan Kejia.

She seemed very happy about it.

"I saw the news."

Chen Mo smiled slightly as he typed his reply.

He knew why Pan Kejia was so happy.

The worse things got for Hongyin Jingtong, the more brilliant her and Xia Shiqing’s decision to liquidate their positions in it appeared.

And the greater their reputation within their circle would become.

"Did she ask you out for tonight?"

Pan Kejia suddenly asked.

"No."

Chen Mo knew what she meant.

"Come to my place tonight. I live alone."

Pan Kejia proactively invited Chen Mo over.

She didn’t want to go to a hotel anymore.

Mainly because she always "drew so many maps," and she’d cringe just thinking about the cleaning lady cursing her out while tidying up after checkout.

It made her feel a wave of shame.

It would be much better at her own place.

To that end, she had even specially bought several new four-piece bedding sets...

"Alright."

Chen Mo raised an eyebrow, the corners of his mouth turning up slightly.

"You have to come! Don’t reschedule me!"

Pan Kejia seemed to recall something and quickly added, "Even if you have to reschedule, you have to let me know..."

She was well aware that her current standing in Chen Mo’s heart definitely couldn’t compare to Xia Shiqing’s.

If Xia Shiqing also contacted Chen Mo,

then her fate would be to get rescheduled, for sure.

"Don’t worry."

Chen Mo replied with two words, smiling.

"Don’t worry" didn’t mean he wouldn’t reschedule her.

It meant he would tell her if he did.

After chatting with her for a bit, Chen Mo sat in his gaming room and opened Xiaohongshu on his old phone.

As soon as he opened the app, he saw a red number on the [Messages] tab.

He tapped it and saw that Xia Shiqing had messaged him again.

’Looks like she sent this while I was out this morning.’

Chen Mo smiled and tapped into the chat to see what she had sent.

"Thank you for your suggestion last time. My boyfriend seemed to really like it, but I was too much of a noob and it affected his experience."

"Do you have any other suggestions on how to thank him? Today, I realized he’s helped my career even more, so I want to thank him again."

Seeing the questions Xia Shiqing sent, Chen Mo couldn’t help but chuckle.

He understood what Xia Shiqing meant.

After seeing the news today about Hongyin Jingtong’s forced delisting, she felt that his help with her career was even greater than before.

So she wanted to thank Chen Mo again.

He figured Pan Kejia’s proactive invitation for him to come over tonight stemmed from the same line of thought.

’I just love people who know how to repay a kindness.’

The corners of Chen Mo’s mouth lifted. His mood, which was already great from winning the lottery, improved even more after seeing their attitudes.

They knew kindness.

He wanted repayment.

Well, it’s just that this "repayment" wasn’t exactly proper...

However, as he thought about Xia Shiqing asking him how she should thank *him*, he pondered for a moment.

Soon, a great idea came to mind.

"Hey sis, I don’t know if this is too forward, but are your ’snowy mountains’ majestic?"

Chen Mo’s mind flashed with an image as he typed out the question.

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